Current Best Mortgage Rates in Myrtle Beach, SC

If you, like many other Americans, have been enticed by falling mortgage rates and are strongly considering financing your first home, the present might really be the most opportune time. Keep in mind, just because average Myrtle Beach mortgage rates are at their lowest point in history doesn’t mean every financial institution will be offering an equally low rate. In order to reduce the overall expense of your home purchase as much as possible, you will need to research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in Myrtle Beach, SC with a great rate for you. Below is a list of the best mortgage rates in Myrtle Beach across a variety of loan types.

Myrtle Beach Banks and Credit Unions with Lowest Mortgage Rates

Top Myrtle Beach 15-Year Fixed Mortgage Rates

• Wachovia Bank, National Association: 3%
• • Orig. Fees: 1%
  • Points: 0.88


• Branch Banking & Trust Company: 3.25%
• • No Orig. Fees
  • Points: 0


• First Citizens Bank & Trust Company, Inc: 3.25%
• • Orig. Fees: 1%
  • Points: 0

Best 30-Year Fixed Mortgage Rates in Myrtle Beach

• Carolina Trust Federal Credit Union: 3.88%
• • Orig. Fees: 1%
  • Points: 0


• Carolina Bank & Trust Company: 3.95%
• • Orig. Fees: 1%
  • Points: 0


• First Citizens Bank & Trust Company, Inc: 4%
• • Orig. Fees: 1%
  • Points: 0

Lowest Myrtle Beach 3/1 ARM Mortgage Rates

• Wachovia Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 3.25%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in Myrtle Beach

• Wachovia Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• First Citizens Bank & Trust Company, Inc: 2.63%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 1.13
  • Caps: 2% per Adjustment Period

Ensure you confirm these interest rates with the lender before you apply. Mortgage rates are accurate as of 11/01/11, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Myrtle Beach mortgage rate.